Total Visa® Card

The VISA Card for people with "less than perfect" credit.

• Instant On-Line Decision
• Free 24 hour Online Account Access
• Monthly Reporting to All Major Credit Bureaus
• Fraud Protection
• Outstanding Customer Service
  
  See Rates, Fees & Other Costs.

Total Initial Charge: $200.00
Annual Fee: $48.00
Monthly Fee: $8 ($96 Annualized)
Late Fee: $29.00
Overlimit Fee: $25.00
Returned Check Fee: $25.00

  APPLY NOW!

Credit Problems? Plains Commerce Bank may be able to approve you for a Total Visa® Card! With Instant On-line Decision, you may be approved in minutes.

CREDIT LIMIT & AVAILABILITY: Your initial credit limit will be $250. When your card is issued, you will have $50 of credit available for use after the $56 Account Set-Up Fee, $96 Program Fee, and $48 Annual Fee are charged to your account. You must make payments on your account to free up additional available credit.

Cash Advances are permitted only after your Account has been open for ninety (90) days in good standing, and you must have available credit.

CREDIT LIMIT INCREASES: Upon your request, Credit Limit Increases may be granted after your account has performed positively for six (6) months and then every three (3) months thereafter. The approval of the credit limit increase is subject to our review of your credit worthiness. There is no fee imposed for the review of any resulting increase in the credit limit. The approval of the credit limit increase is subject to our review of your credit worthiness.

CREDIT CRITERIA: You must meet certain credit criteria in order to be issued a VISA credit card: In addition, you must be 18 years of age, and a U.S. resident. Plains Commerce Bank reserves the right to decline an application if the applicant: has applied for a credit card account from the Bank within the last 30 days, has a current active credit card account with the Bank, or formerly had a credit card account with the Bank and defaulted under the terms of that account.

Issuer: Plains Commerce Bank, Hoven, SD - Member FDIC

See web site for complete terms & conditions